Risk Analyst II

• Conducting daily, weekly, monthly reviews of merchant activity and analyzing for increased credit risk, transactional variations, dispute activity, and fraud patterns.
• Proactively monitoring all merchant activities for compliance with applicable laws, rules, regulations, and policies.
• Investigating abnormal processing patterns and recommending appropriate actions.
• Reviewing and analyzing financial, credit and publicly available information to support actions and decisions.
• Assessing and evaluating business model risk and exposure by evaluating merchant industry type, processing volume, refunds volume, delivery time frames and disputes.
• Analyzing risk files of multiple high-risk verticals spreads, to evaluate, investigate and determine action.
• Answering internal and external inquiries specific to risk

• Experience with high-risk payment processing preferred.
• Knowledge of Card Brand rules and regulations required
• Must have prior experience and use of Aperia risk monitoring tool, Vigilance
• High School Diploma required; bachelor’s degree preferred.
• 3-5 years of experience in Risk Management within the acquiring industry
• Proficiency with MS Office Suite products with an emphasis on Microsoft Excel.
• Familiarity with various tools used for underwriting and due diligence (i.e. Equifax, TIN Check, Aperia, Vigilance, MATCH, GIACT, Merlink, etc.).
• Familiar with systems/platform utilized by companies Fiserv and REPAY.
• Excellent written and verbal communication skills.
• Understanding of emerging technologies and trends in the payments space and their associated risks.
• Excellent time management.
• Ability to analyze, test, assess and / or interpret information or data to make recommendations to enhance business operations.
• Possesses strong analytical and research skills with strong attention to detail.
• Ability to work autonomously while producing a high output of quality work.
• This position will consider remote work for candidates in the following states: AZ, CA (outside Los Angeles), CO, FL, GA, ID, IN, MA, MD, ME, NC, NJ, NV, NY, OH, PA, TN, TX, UT, VA, WA

• Competitive Salary, Bonuses and Incentives.
• Comprehensive employer sponsored health, vision, and dental insurance programs.
• Paid time off, Paid Sick and Paid Holidays.
• 401K plan with up to a 3% matching contribution.
• Commitment to Career Development and Advancement.
• Vibrant Office Culture, Team Building, Birthdays, Work Anniversaries, Snacks, and more!

Maverick Payments is an Equal Opportunity Employer.

Pay Transparency Notice: At Maverick Payments, we believe in openness, honesty, and empowering our candidates to make informed career choices. As part of our commitment to transparency, we disclose the salary range for our positions. These ranges reflect our dedication to fair compensation practices and recognize the value that each team member brings to our organization. The final salary offer will be based on factors such as your experience, skills, and qualifications.

Non-Solicitation from Third Parties: Do not contact Maverick Payments about this position unless you are a job seeker and potential applicant for this position. Do not contact Maverick Payments about other services, products or commercial interests.

Notice to Agency and Search Firm Representatives: Maverick Payments is not accepting unsolicited resumes from agencies and/or search firms for this or other job postings. Resumes submitted to any Maverick Payments employee by a third-party agency and/or search firm without a valid written and signed search agreement, will become the sole property of Maverick Payments. No fee will be paid if a candidate is hired for this position as a result of an unsolicited agency or search firm referral.

Fair Chance Ordinance: Maverick will consider qualified applicants with criminal histories in a consistent manner with the Los Angeles Fair Chance Initiative for Hiring.