Sr. Underwriter

Job Summary

You will ensure the quality and integrity of underwriting decisions and processes as well as provides exceptional service to all stakeholders involved. This requires extensive knowledge of our underwriting guidelines including agency, jumbo, and government loans and the ability to address complex loan scenarios. The role requires the ability to manage a pipeline of loans assigned each day proactively and effectively while maintaining SLA’s on all job tasks. In addition, the ability to accurately and clearly communicate underwriting decisions and needed documentation to Sales and Broker Clients.

Duties/Responsibilities

Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.

• Underwrite a full range of mortgage loans including Agency, Jumbo, FHA and VA loans
• Proactively manage a pipeline of loans with a sense of ownership
• Review all mortgage related documentation for accuracy and completeness and meet company guidelines
• Review to ensure all HUD or VA requirements are met on government loans, loans are insurable and ResiCentral overlays are applied
• Request missing documentation necessary to complete the underwriting decision prescriptively and concisely
• Accurately perform compliance reviews and escalate as necessary
• Support Operations, Sales and Clients in conveying the ResiCentral underwriting philosophy and education
• Familiarize yourself with ResiCentral’ s proprietary software and learn the internal technology platforms
• Provide best-in-class client service through friendly, professional, and responsive communication with both internal and external customers

Required Skills/Abilities

• Proficiency with automated underwriting systems such as DU and LPA
• Entrepreneurial spirit: You are passionate about the ever-changing industry and thinking outside the box in an ambiguous start-up environment where everything doesn’t always happen in 8 hours
• Self-starter with strong work ethics and professionalism
• Team-player and able to work autonomously to meet critical deadlines
• Flexible with the ability to roll-up your sleeves to get things done 

• Provide exemplary service in all client interactions and communications; always uphold the ResiCentral service standards and exercise good judgment

Physical Requirements

• Prolonged periods sitting at a desk and working on a computer.
• Must be able to lift 15 pounds at a time.

Travel Required

Education and Experience

• High school diploma or GED required. BA or BS highly desired
• 3-5 years of mortgage underwriting experience required with ideally 2 years of that underwriting FHA/VA loans
• FHA Direct Endorsement, VA- SAR and LAPP desired

Other Duties

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities, and activities may change at any time with or without notice.