Offer summary

Qualifications:

Bachelor's degree in a relevant field; additional certifications (e.g., CAMS, ACAMS, ICA) are required., 4-6 years of legal experience in consultancy firms, AML, Transaction Monitoring, and KYC within the banking or fintech sector., Proven experience in a compliance role within the financial services industry, focusing on payments and remittances., In-depth knowledge of KYC processes, transaction monitoring, and AML/CFT regulations in Ghana..

Key responsabilities:

Oversee and manage the KYC onboarding process for new customers and ensure compliance with regulatory requirements.

Implement and enhance transaction monitoring systems to detect and report suspicious activities.

Serve as the primary point of contact for AML/CFT matters and develop tailored policies and procedures.

Conduct regular risk assessments and report compliance findings to stakeholders in Ghana.

Job description

Why should you join dLocal?

dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.

By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health and learning benefits, among others. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.

We are looking for a Compliance Officer in Ghana to join our global team. This role will play a crucial role in banking relationships as well as with internal reports.

What I will be doing ?

KYC Onboarding:

Oversee and manage the Know Your Customer (KYC) onboarding process for new customers and update existing ones in Ghana

Ensure compliance with local and international regulatory requirements related to customer identification and verification.

Transaction Monitoring:

Implement and enhance transaction monitoring systems to detect and report suspicious activities within the Ghanian context.

Conduct periodic reviews and assessments to ensure the effectiveness of transaction monitoring processes.

AML/CFT Compliance:

Serve as the primary point of contact for AML/CFT matters in Ghana

Possess in-depth knowledge of Anti-Money Laundering (AML) and Counter-Terrorism Financing (CFT) regulations in Ghana

Develop and enforce AML/CFT policies and procedures tailored to the Ghanian regulatory environment.

Regulatory Compliance:

Stay abreast of the regulatory landscape governing the payments industry in Ghana

Interpret and communicate regulatory changes, especially those related to AML/CFT requirements, to relevant stakeholders within the organisation.

Establish and maintain strong relationships with regulators in Ghana

Remittance Compliance:

Develop and implement compliance procedures specific to remittances and cross-border payments in Ghana.

Ensure adherence to regulatory requirements governing remittance services in the Ghanian market.

Risk Assessments:

Conduct regular risk assessments to identify and mitigate potential compliance risks within the Ghanian context.

Collaborate with other departments to implement risk mitigation strategies.

Reporting:

Report findings and other compliance matters related to AML/CFT to different stakeholders in Ghana in a clear and understandable manner.

Ensure timely and accurate reporting to internal and external stakeholders as required by Ghanian regulations.

Training and Awareness:

Provide training to staff on compliance policies, procedures, and regulatory requirements, with a specific focus on AML/CFT in the Ghanian market.

Foster a culture of compliance awareness within the organisation.

What skills and qualifications do I need?

Bachelor's degree in a relevant field; additional certifications (e.g., CAMS, ACAMS, ICA) are a must.

4-6 years of legal experience in consultancy firms, AML, Transaction Monitoring, and KYC within the banking or fintech sector

Proven experience in a compliance role within the financial services industry, with a focus on payments and remittances.

In-depth knowledge of KYC processes, transaction monitoring, and AML/CFT regulations in Ghana

Familiarity with Ghana regulatory frameworks for the payments industry.

Experience in engaging with regulators in Ghana and maintaining positive relationships.

Strong analytical and problem-solving skills.

What do we offer?

Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:

- Remote work: work from anywhere or one of our offices around the globe!*

- Flexibility: we have flexible schedules and we are driven by performance.

- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.

- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.

- Learning & development: get access to a Premium Coursera subscription.

- Language classes: we provide free English, Spanish, or Portuguese classes.

- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!

- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!

*For people based in Montevideo (Uruguay) applying to non-IT roles, 55% monthly attendance to the office is required

What happens after you apply?

Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!

Also, you can check out our webpage, Linkedin, Instagram, and Youtube for more about dLocal!

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