Job Description Summary
As a Loan Consultant your primary responsibility is performing production functions related to meeting the financing needs of our customers through consideration of all available product options within prescribed performance standards. You are responsible for the overall customer interaction and interface with all parties involved on each individual loan that is originated from application to closing including, but not limited to: counseling and prequalifying potential home buyers, taking complete and accurate applications, obtaining all necessary support documents along with the appropriate fees and lock-in information and overseeing the loan status to all interested parties.Job Details
What You’ll Do
· Assist customers in the selection of loan product and securing loan approval
· Collaborate with builder partner to facilitate sales via mortgage financing
· Assess and evaluate potential customers for pre-qualification to purchase a Taylor Morrison home
· Originate loans to company policies, procedures, and must have strong, comprehensive understanding of HUD/FNMA/FHLMC/VA guidelines
· Full understanding and ability to discuss Federal and State disclosures with borrower
· Review files for compliance and quality
· Must be flexible with accessibility
· Prepare and distributes all Federal and State disclosures for product selected
· Respond to all customer inquiries to ensure exceptional customer service
· Maintain strong business relationships with division employees
· Attend builder backlog meetings and provide loan status information
· Must keep up with continuing education
· Perform other duties as assigned
Sound Like You?
You might be just who we’re looking for if you have…
· 2+ years of mortgage origination experience in current lending environment or successful completion of an internal training program
· Home building experience strongly preferred
· Will require a current Residential Mortgage Loan Originator state license
· High School Diploma or equivalent
· Applicants must have knowledge of FNMA/FHLMC and FHA/VA/USDA guidelines
· Need to manage sizable pipeline to meet to builder needs
· Oral and written communication skills with the ability to multi-task, meet deadlines and conduct business in a professional manner required
· Applicants would be expected to meet plan goals while managing backlog of high volume
· Proficient in using communication tools such as phone and computer, including Microsoft Suite
· Ability to manage key timeframes and strict deadlines
· Deliver outstanding customer service through clear verbal and written communication, collaborating effectively with both internal and external customers
FLSA Status: Non-Exempt
This position is considered a non-exempt position for purposes of wage-hour law, which means that you will be required to keep a time record and will be eligible for overtime pay.
Essential Functions:
Successful job applicants will be able to perform these functions. Reasonable accommodations will be made to enable individuals with disabilities to perform the essential functions.
Physical Demands:
*Taylor Morrison experience and/or successful completion of training program may override required education and/or experience requirement.
Job descriptions are not intended as, nor should be construed to be, exhaustive lists of all responsibilities, skills, efforts, or working conditions associated with a job. They are intended to be accurate reflections of those principal job duties and responsibilities essential for making fair pay decisions about the job.
Taylor Morrison is an equal opportunity employer. Taylor Morrison does not discriminate against any candidate or employee on the basis of race, national origin, sex, marital status, sexual orientation, age, disability, religion or veteran status.
Benefits of Working With Taylor Morrison
We are looking for dedicated professionals that share our values of putting the customer - and their needs - first. In addition to a great team atmosphere, career development and advancement opportunities, we offer full-time employees an extensive benefits package, to include:
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