Why should you join dLocal?
dLocal enables the biggest companies in the world to collect payments in 40 countries in emerging markets. Global brands rely on us to increase conversion rates and simplify payment expansion effortlessly. As both a payments processor and a merchant of record where we operate, we make it possible for our merchants to make inroads into the world’s fastest-growing, emerging markets.
By joining us you will be a part of an amazing global team that makes it all happen, in a flexible, remote-first dynamic culture with travel, health and learning benefits, among others. Being a part of dLocal means working with 1000+ teammates from 30+ different nationalities and developing an international career that impacts millions of people’s daily lives. We are builders, we never run from a challenge, we are customer-centric, and if this sounds like you, we know you will thrive in our team.
What’s the opportunity?
We are at a strategic growth stage and seeking a Bank Reserve Pilot - PIX to lead the onboarding process for the Reserves Transfer System (STR), as well as the integration with the Card Settlement System (SLC) and boletos via Nuclea. This professional will play a critical role in structuring our financial operations, ensuring regulatory compliance, optimizing liquidity management, and integrating with the Central Bank’s systems.
Additionally, there is a strong expectation of transitioning to Pix as a direct participant, which requires in-depth knowledge of its operation and Bacen (Central Bank of Brazil) regulations.
What will I be doing?Oversee compliance with Central Bank regulations in the Reserves Transfer System (STR).Coordinate certification, testing, and approvals for Brazilian Payment System (SPB) operations.Implement processes for managing reserve accounts and interbank payments.Ensure efficient adoption of the Card Settlement System (SLC) and boleto issuance through Nuclea, adhering to regulatory standards.Lead the transition to direct Pix participation, eliminating intermediaries.Oversee homologation, PI to PD account configuration, and liquidity strategies for secure Pix transactions.Manage reserve account balances and optimize liquidity.Develop automated financial reconciliation and risk mitigation processes.Relationships with Central Bank and Financial InstitutionsLiaise with the Central Bank, ensuring regulatory compliance.Coordinate with partner banks and financial service providers.Enhance financial automation and efficiency with IT, Compliance, and Treasury teams.What skills do I need?Experience in Reserve Banking & Treasury Operations Proven track record in reserve banking, treasury, or similar roles in banks, fintechs, or payment institutions. Strong knowledge of interbank liquidity and SPB operations.In-depth knowledge of Bacen regulations (STR, SLC, Pix, boletos via Nuclea). Understanding of direct Pix rules, settlement processes, and security requirements. Familiarity with SPB, RSFN, Proban, and financial messaging systems.Experience in liquidity modeling, reserve banking structure management, and cost-reduction strategies.Familiarity with banking reconciliation systems, interbank settlement, and financial transaction automation. Preferred: Knowledge of SQL, Python, or similar tools for data analysis and automation.Strong negotiation skills with regulators, partner banks, and fintechs. Excellent communication and collaboration with IT, Legal, and Compliance teams. Proactive in improving financial operations.
Preferred QualificationsHands-on experience with STR and Bacen’s regulatory onboarding processes.Experience transitioning to direct Pix participation.Knowledge of financial innovations, Open Banking, and emerging payment trends.What do we offer?
Besides the tailored benefits we have for each country, dLocal will help you thrive and go that extra mile by offering you:
- Remote work: work from anywhere or one of our offices around the globe!*
- Flexibility: we have flexible schedules and we are driven by performance.
- Fintech industry: work in a dynamic and ever-evolving environment, with plenty to build and boost your creativity.
- Referral bonus program: our internal talents are the best recruiters - refer someone ideal for a role and get rewarded.
- Learning & development: get access to a Premium Coursera subscription.
- Language classes: we provide free English, Spanish, or Portuguese classes.
- Social budget: you'll get a monthly budget to chill out with your team (in person or remotely) and deepen your connections!
- dLocal Houses: want to rent a house to spend one week anywhere in the world coworking with your team? We’ve got your back!
*For people based in Montevideo (Uruguay) applying to non-IT roles, 55% monthly attendance to the office is required.
What happens after you apply?
Our Talent Acquisition team is invested in creating the best candidate experience possible, so don’t worry, you will definitely hear from us. We will review your CV and keep you posted by email at every step of the process!