Offer summary

Qualifications:

Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or a related quantitative discipline., 8+ years of experience in a quantitative role, preferably within a large financial institution., Proficiency in data mining and analysis using SQL, SAS, or R, with advanced skills in Microsoft Office Suite., Strong analytical problem-solving skills, with experience in credit risk modeling and machine learning preferred..

Key responsabilities:

Conduct performance analysis using data science and advanced statistical techniques to support credit risk functions.

Develop analytics on loan performance, including delinquency and credit losses, and provide actionable insights.

Interact with stakeholders to understand business questions and deliver insightful recommendations based on data analysis.

Lead ad hoc research projects, including project design, data collection, analysis, and presentation of findings.

Job description

Are you ready to take your career to the next level? Regional strives to positively impact the financial lives of our customers.

For over 35 years, our Team Members have been passionate about supporting customers through their financial challenges in life. They take pleasure in finding solutions and lending a helping hand, both to our customers and our communities.  As we continue to grow and become a national brand in consumer financing, we hope you’ll consider us for future career opportunities.

If you are looking to make a meaningful impact in people’s lives by bringing a personal touch to finances, join our team today!

The Senior Data Scientist is responsible for performance analysis, through data science, machine learning, and advanced statistical analytics techniques in the areas of custom scorecard performance, loss forecasting, SOX controls, portfolio performance, payments, collections, operations, and companywide cross-functional projects. This position will utilize a combination of advanced financial services industry knowledge and advance statistical skills to analyze data, portfolio performance trends, and forecasting skills to support credit risk functions. The successful Senior Data Scientist will be self-motivated, highly analytical, and detail oriented.

Duties and responsibilities

Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make recommendations to answer business objectives and drive change.
Develop analytics regarding loan performance, including delinquency and credit losses, identifying key drivers and developing forecast expectations.
Utilizes advanced statistical analytics to assess future risk, opportunities, and effectiveness and translates results into meaningful solutions to enhance decision making.
Conducts ad hoc research projects incorporating project design, data collection and analysis, summarization of findings, and presentation of results.
Applies advanced consumer lending business knowledge to produce advanced analytical material for discussions with cross- functional teams to understand complex business objectives and influence solution strategies.
Interacts with stakeholders to understand their business questions, crafting the methodology, to mine/analyze datasets and delivers a final insightful recommendations to stakeholders.

Minimum Qualifications

Bachelor's degree in Economics, Finance, Statistics, Mathematics, Actuarial Sciences, or other quantitative discipline. Preferred 8+ years of related experience in quantitative role
Experience in data mining, modeling and analyzing analytic findings using SQL, SAS or R
Moderate to Expert level skills in Microsoft Office Suite (Excel, Access, and Outlook a must)
Must pass drug screen, criminal and credit background checks.

Preferred Qualifications

8 - 10 years of quantitative experience inside a highly complex, large financial institution
Credit risk modeling experience with strong ability in analytical problem solving. Advanced SAS experience; Python and machine learning modeling a plus
Knowledge of RMC data structures, business practices and credit policy, a definite plus

Critical Competencies

Excellent oral and written communication skills.
Excellent organizational skills with the ability to prioritize and handle multiple tasks and responsibilities simultaneously.
Utilize appropriate analysis, judgment and logic when solving problems and making decisions.
Demonstrated ability to apply complex financial and statistical principles.

Effective written and verbal presentation skills; able to communicate well with Senior and Executive Management.
Innovative problem solving, quantitative and analytical abilities.
Detail-oriented.
Able to work with minimal supervision.
Flexible, proactive working style.
Adaptive to a team environment.

Regional is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, national origin, sex (including pregnancy, childbirth, and related medical conditions), sexual orientation, gender identity, transgender status, age, disability, genetic information, veteran status, uniform service, or any other characteristic protected by applicable law (“Protected Characteristics”). Regional’s policy of non-discrimination applies to all phases of the employment process and relationship, including, but not limited to, recruitment and selection; compensation and benefits; professional development and training; promotions and opportunities; transfers; social and recreational programs; layoff; and terminations.

Required profile