Offer summary

Qualifications:

Understanding of asset finance products and their benefits., Experience in a Business Development role with a focus on credit applications., Ability to analyze financial accounts and assess debt serviceability., Familiarity with asset finance documentation and risk assessment..

Key responsabilities:

Source asset finance opportunities through brokers and direct customers.

Manage deal pipeline and ensure service levels, reporting, and feedback are maintained.

Write credit applications for larger deals and coordinate with internal teams.

Build and maintain long-term relationships with customers and brokers, providing excellent service.

Job description

We have been awarded the “Most Loved Workplace”! At Metro Bank, people come first – our culture is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities.

What You Will Do

Source asset finance opportunities indirectly via our broker relationships and direct from customers
Devise and implement account management plans
Manage your deal pipeline ensuring we maintain agreed service levels, reports and feedback
Write credit applications for larger (>£750) deals, including financial/asset analysis with your recommendation
Manage all internal and external stakeholders, provide reporting and feedback, motivate and remove barriers
Sell our proposition to the market
Grow long term relationships with customers and brokers by providing amazing customer service
Increase Metro’s share of our customers and brokers asset finance opportunities
Maximise profitability by originating business which fit within Metro’s credit and pricing appetite
Take the lead on all large deals, writing credit applications, co-ordinating with Credit, Support and Payout teams

And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the ability to call out any concerns.

What You Will Need

Understanding of the features and benefits of asset finance products
Experience working in Business Development role
Experience in writing credit applications including analysis of who we are lending to, debt serviceability, asset strip risk/quality
Ability to read and interpret financial accounts and management information
Familiarity with asset finance documentation
Ability to explain the time value of money (relate this to early termination, broker commission, pricing etc.)
General knowledge of hard assets (transportation, construction, manufacturing, waste recycling etc)
Understanding of the risks associated with your job and what that means for you, Metro Bank and all our stakeholders

Our promise to you…

We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts!
We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!).
We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible.

Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

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