Sr. Compliance Specialist

About Us

Félix is a chat-based platform that enables Latinos in the US to send money home, pioneering remittance services via WhatsApp. We combine Blockchain and Artificial Intelligence to disrupt how remittances are done today and build the future of cross-border payments.

By joining Felix you will be part of the most innovative company in the cross-border payment industry. We recently received investment from top VCs from Silicon Valley, Europe, and Latam, as well as we won Blockchain and AI innovation and application awards at the Wharton Business School. In 2024, Félix was one of the 12 companies selected as “Endeavour Entrepreneur” by its global network, and also a recipient of the CrossTech Fintech Startups Award. You will be joining the journey to build the financial platform and become a companion for the Latino community in the United States!

We're obsessed with our customers, and we're building a product that truly empowers them. We are a team of extremely talented high performers, loyal to each other, and committed to providing a magical experience to all our users. We're all owners, driven by a shared vision to create sustainable value. We move with urgency and focus, always striving for excellence and exceeding expectations.

About The Role

We are seeking a highly skilled Senior Compliance Specialist/Expert to join Felix’s innovative and dynamic GRC Team. The ideal candidate will have extensive cross-functional experience in handling Money Transmitter license applications, registrations, inbound and outbound partner due diligence procedures, and various administrative and organizational tasks. The ideal person will have:

• Experience (at least 5 years) with money transmitters in the US, preparing licensing applications and annual renewals. This requires familiarity with the U.S. NMLS system (Nationwide Multistate Licensing System). This is a must. Internal or external auditors in fintech or financial services in the U.S. are welcome to apply.
• Experience managing the partner lifecycle management programs (KYP, know-your-partner), including a 3-year experience on due diligence processes with financial partners, international counterparties (non U.S.) and key vendors.
• International exposure. In addition to U.S. Money Transmitter Licensing (MTL) expertise, this person must have knowledge of Latin America compliance and regulatory frameworks. You can work remotely either from the U.S. or Latin America.
• A combination of detailed experience in the compliance field, with creativity and enthusiasm for learning and experimenting. We are an innovative, high-growth startup with a strong resolve to disrupt financial services targeted to Latinos.
  
  

Responsibilities

• Manage Money Transmitter license applications, renewals and reports across multiple US states, including equivalent registrations in other jurisdictions.
• Conduct thorough due diligence on potential business partners, evaluating their credentials, reputation, financials, and compliance records.
• Assist in developing, implementing, and managing comprehensive compliance programs to ensure adherence to relevant laws, regulations, and industry standards.
• Perform regular compliance audits and risk assessments to identify potential vulnerabilities.
• Collaborate with various internal functions to create and implement strategies for maintaining compliance across the organization.
• Prepare and file compliance reports for internal and external stakeholders.
• Develop and deliver employee training programs on compliance matters, including financial crime, consumer protection, safety and soundness, and fraud prevention.
  
  

Requirements

• Bachelor's degree in business, finance, accounting, or a related field.
• Minimum of 5 years of experience in U.S. MSB (money services business) or fintech compliance, with specific expertise in U.S. Money Transmitter Licensing (MTL) and partner due diligence.
• Knowledge of Latin American regulatory regimes.
• Bilingual proficiency in English and Spanish, with excellent oral and written communication skills in both languages.
• Strong analytical and critical thinking skills, with meticulous attention to detail.
• Proficiency in Google Workspace and compliance-related software.
• Ability to thrive in a fast-paced, ever-changing work environment.
  
  

What We Offer

• Competitive salary
• Initial stock options grant
• Annual performance bonus
• Health, dental, and vision plans
• Remote work environment, although we have offices in Miami and México City and would love to work in hybrid model if you are up to it.
• Continuous learning opportunities
• Unlimited PTO
• Paid parental leave
• Empowering opportunities for growth in a dynamic entrepreneurial environment
  
  

Equal Opportunity Employer

At Félix, we are committed to providing equal employment opportunities to all qualified employees and applicants without regard to race, religion, nationality, sex, sexual orientation, gender identity, age, or disability. This policy applies to all terms and conditions of employment, including recruitment, hiring, placement, promotion, training, compensation, benefits, and termination.

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