Product Manager (EMV Mobile Payments)

Discover. A brighter future.

With us, you’ll do meaningful work from Day 1. Our collaborative culture is built on three core behaviors: We Play to Win, We Get Better Every Day & We Succeed Together. And we mean it — we want you to grow and make a difference at one of the world's leading digital banking and payments companies. We value what makes you unique so that you have an opportunity to shine.

Come build your future, while being the reason millions of people find a brighter financial future with Discover.

Job Description:

D-PAS is Discover’s EMV-compliant chip specification, the technology that drives card present transactions, speeding up acceptance and increasing security. Mobile D-PAS is the outlying technology that enables cardholders to make contactless payments using their mobile devices. Within each Mobile Wallet sits our technology to ensure our cardholders can load their cards onto a device, make contactless transactions at D-PAS-enabled terminals, and perform secure In-App transactions.

As an EMV Mobile Payments Product Manager, you will be responsible for the success of Mobile D-PAS from conception to launch and ultimately global adoption. You will develop the Mobile D-PAS product strategy, roadmap, and features, based on client needs, as well as set the product positioning and messaging relative to complementary products and competing offerings in the market.

What You’ll Do

• Assesses the performance of and shapes the structure and direction of new and existing product lines and leads the development and execution of strategic product plans for key initiatives such as the introduction of new products, product line extensions, or product enhancements. Accountable for achieving specific goals for each product, including evaluating product performance, and identifying innovations to address customer needs and improve product performance in the market.
• Actively manages and escalates risk and customer-impacting issues within the day-to-day role to management.

How You’ll Do It

• Develop and maintain Mobile D-PAS product roadmap based on client needs, balancing risk, security and regulatory compliance. Work with development teams to develop and implement product requirements.
• Maintain and develop product guides to aid partners in developing and deploying products and services.
• Develop network policies to document the requirements and use of mobile products and ensure that policies meet regulatory requirements.
• Identify sources, monitor, analyze, and interpret key product performance metrics including financials, network volumes, other key statistics, and internal/external customer feedback trends, then develop and communicate findings, and make strategic and tactical recommendations for performance improvements.
• Define and execute strategic product road-maps to build new products, enhance existing products, or improve performance.
• Collaborate with internal and external stakeholders to develop strategies and methodologies to on-board new partners.
• Track and understand industry trends, research findings, and competitive innovations.
• Provide business analysis and reporting on a periodic basis.
• Collaborate with cross functional teams to develop or support sales efforts or go-to-market strategies.
• Serve as Product Management business lead on cross-functional teams, including internal departments such as Sales, Operations, Legal, Marketing, Finance, Technology in the evaluation, development, management, and/or enhancement of assigned products and/or programs.

Qualifications You’ll Need
The Basics

• Bachelor's Degree in Information Technology, Social Sciences, Business Administration and Management, Marketing, Communications or related field
• 6+ years of experience in Product Management or Related
• In lieu of a degree, 10+ years of experience in Card payments, network, acquiring, issuing, mobile technologies, digital payments, or related including Product Management Experience

Physical and Cognitive Requirements
The physical requirements described here are representative of those that must be met by an employee to successfully perform the essential functions of this position. Reasonable accommodations may be made to enable a qualified individual with disabilities to perform the essential functions of the position as required by federal, state, and local laws:

• Primarily remain in a stationary position.
• Occasionally move about the work environment to complete the major responsibilities of the job.
• Ability to transport physical objects up to 10 pounds (5 kg).
• Primarily performed indoors in an office setting.
• Ability to operate office equipment such as but not limited to computer, telephone, printer, and calculator.
• Ability to communicate verbally.; Ability to communicate in written form.
• Travel up to 10% of the time.

Bonus Points If You Have

• Master's Degree in Information Technology, Social Sciences, Business Administration and Management, Marketing, Communications or related field
• Experience working as a product manager in the payments industry
• Knowledge of EMV specifications and how EMV transactions are processed
• Understand the complete end-to-end card payment transaction processing
• Market analysis capabilities
• Good communication skills with the ability to interact with stakeholders at different leadership levels and departments
• Knowledge of Mobile Commerce
• Proven successful experience managing full product development from conception to implementation
• Ability to work with both business teams as well as development teams
• Have a curious mindset, willing to learn and understand the technical aspects of the product
• 6+ years of experience in Card payments, network, acquiring, issuing, mobile technologies, digital payments, or related
• 2+ years of experience in Fintech platforms, start ups or Related
• CSCIP/P 

Discover will not sponsor or transfer employment work visas for this position. Applicants must be currently authorized to work in the United States on a full-time basis.

#LI-BP1 #Remote

Application Deadline:

Compensation:

Benefits:

We also offer a range of benefits and programs based on eligibility. These benefits include:

• Paid Parental Leave

• Paid Time Off

• 401(k) Plan

• Medical, Dental, Vision, & Health Savings Account

• STD, Life, LTD and AD&D

• Recognition Program

• Education Assistance

• Commuter Benefits

• Family Support Programs

• Employee Stock Purchase Plan

Learn more at mydiscoverbenefits.com.

What are you waiting for? Apply today!

All Discover employees place our customers at the very center of our work. To deliver on our promises to our customers, each of us contribute every day to a culture that values compliance and risk management.

Discover is committed to a diverse and inclusive workplace. Discover is an equal opportunity employer and does not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veteran status, or other legally protected status. (Know Your Rights & Pay Transparency Nondiscrimination Provision)

Discover complies with federal, state, and local laws applicable to qualified individuals with disabilities and is committed to providing reasonable accommodations. If you require a reasonable accommodation to search for a position, to complete an application, and/or to participate in an interview, please email HireAccommodation@discover.com. Any information you provide regarding your accommodation needs will be kept confidential and will only be used to determine and provide necessary accommodation.

At Discover, we are committed to creating an inclusive and equitable workplace through our Fair Chance Hiring practices. Fair Chance Hiring means that we base our hiring decisions on an applicant’s qualifications rather than their criminal record. All our positions are subject to Section 19 of the Federal Deposit Insurance Act. Our applicants go through a background check, and we follow all applicable local laws, including the Los Angeles County Fair Chance Hiring Ordinance (LA County Fair Chance).

Applicants must be 18 or older at the time of hire.