Digitally Powered General Insurer, Focused on the Rural Sector. Our mission is to enable resilience among cultivators across the country, from income shocks due to extreme climate events and other vagaries, with insurance. Our proprietary location-aware platform assesses and prices risk adequately, allowing us to address pre-harvest risks at a farm level. Developed in partnership with leading global experts in Spatial data sciences, actuaries, financial engineers and remote sensing experts among others, the platform allows us to draw evidence-based results to expand the scope of our services beyond traditional risk analysis. • A D2C rural insurance company with an emphasis on creating products for cultivators. • Creating insurance solutions, through geo-tagging for many location-specific pre-harvest risks faced by cultivators. • We aim to incentivize sustainable cultivation practices contributing to a ‘Net Zero Emissions Planet’ and Sustainable development Goals in the future. • A well-capitalized company led by promoters with a progressive vision and a growth mindset. • Kshema is an equal opportunities provider. Whether it’s our employees, vendors or partners, we only consider their merit and the value they create. We are changing the world, one farmer at a time – if you are passionate about creating impact on a global scale – join our journey.