Senior Underwriter

The Senior Underwriter will work directly with field advisors and clients with insurance applications. This position is responsible for underwriting insurance applications within strict guidelines up to $3,000,000 of life insurance face amount and $5000 monthly benefit on disability.

Key Responsibilities

• Review applications from advisors to determine insurability, categorize the risk to determine the appropriate premium and rating class.  

• Review and assess medical and non-medical requirements, partner with medical director, leadership and peers as needed to determine insurability. On average, actively manage case load of 250 plus applications.  

• Direct contact with field to gather financial and medical information on clients, communicate underwriting risk assessment decisions and to assist the field throughout the insurance process.

• Provide formal mentoring of less experienced underwriters. Co-signing on all policies up to $3,000,000 on life insurance and $5,000.00 monthly benefit on disability amounts for underwriter trainees.  

• Travels to field offices or presents via Web-ex, conference calls, or other available technology for the purposes of coaching, training and relationship building with advisors.

Required Qualifications

• Bachelor’s degree or equivalent
• 3-5 years relevant experience with Individual Life and/or Disability Underwriting
• Demonstrated decision making skills.
• Excellent communication skills.
• Demonstrated analytical skills.
• Ability to coach and mentor others.

Preferred Qualifications

• Have or be working towards designations such as FALU, CLU, FLMI, etc.

About Our Company
We’re a diversified financial services leader with more than $1 trillion in assets under management and administration as of 2022. Our team of 20,000 people in more than 20 countries, advise and manage assets and income of more than 2 million individual, small business and institutional clients. We are a longstanding leader in financial planning and advice, a global asset manager and an insurer. Our unwavering focus on our clients and strong financial foundation connects each of our unique businesses - Ameriprise Financial, Columbia Threadneedle Investments and RiverSource Insurance and Annuities. Here, we foster meaningful careers, invest in the future, and make a difference for clients, institutions and communities around the world.