Remote Mortgage Underwriters | Work from Home

Job Overview

We are seeking accomplished Mortgage Underwriters to join our esteemed team at a leading mortgage lender in New England, recognized as a premier workplace by a reputable regional publication. This role offers the flexibility to work remotely or from one of our office locations and is ideal for professionals looking to advance their careers in a supportive and innovative environment.

Key Responsibilities

• Perform detailed mortgage credit analysis and leverage automated underwriting systems to assess borrowers’ creditworthiness and repayment capabilities.
• Diligently verify borrowers’ income, assets, credit history, property value, and title information to ensure precision and thoroughness.
• Ensure all property details are accurately recorded in our systems.
• Assess title information and purchase contracts to confirm adherence to our lending standards.
• Utilize quality control instruments, such as Fraud Reports and Early Check, to uphold the integrity of the lending process.
• Coordinate and review mortgage insurance in line with specific loan programs, ensuring consistency across our records.
• Make well-informed decisions regarding loan approvals, considering potential conditions and alternative solutions where applicable.
• Address any post-closing issues that may arise, contributing to effective resolutions.
• Exhibit proficiency in analyzing complex tax returns to ascertain qualifying income.
• Be adaptable to take on additional responsibilities as required.
  
  

Required Skills

• Comprehensive experience, a minimum of 5 years in mortgage underwriting is essential.
• Preference for candidates with FHA DE-VA LAPP/SAR certification.
• Familiarity with state housing programs is beneficial.
• Expertise with automated underwriting systems (AUS), such as DU, LPA, and GUS, is mandatory.
• In-depth understanding of loan program products, services, and policies is critical.
• Knowledge of applicable state and federal regulations, including HMDA, Regulation Z, Regulation B, and guidelines from FHLMC, FNMA, USDA, VA, and FHA, is necessary.
• Experience with the Encompass Loan Origination System is advantageous.
• A strong dedication to exceptional customer service.
• Excellent organizational capabilities and problem-solving skills.
• Proven capacity to thrive in both collaborative and independent work environments.
  
  

Qualifications

• At least 5 years of recent underwriting experience in the mortgage sector is required.
• Preference for candidates holding FHA DE-VA LAPP/SAR certification.
• Familiarity with state housing programs is a plus.
  
  

Career Growth Opportunities

Our organization is committed to fostering professional development, offering a pathway for you to enhance your skills and advance your career within the mortgage lending industry.

Company Culture And Values

We champion a supportive and positive work environment that prioritizes employee satisfaction and collaboration. Our dedication to excellence in mortgage lending is reflected in our commitment to continuous improvement and innovation.

Compensation And Benefits

• We offer a competitive salary commensurate with your experience and expertise.
• Flexible remote work options are available, catering to your work-life balance.
• Comprehensive benefits package, ensuring your wellbeing and security.
  
  

Join our esteemed team and make a significant impact in the mortgage lending landscape while enjoying a culture that values your professional growth. We eagerly await your application!

Employment Type: Full-Time