Underwriting Support Staff - Junior Underwriter

Summit Funding, Inc is one of the oldest still privately owned top 50 national mortgage lenders.  When Todd Scrima, our owner and CEO founded our company in 1995 his dream was not to be the biggest, but to strive to be the best.  In 2022 we were proud to play a part in making the dream of homeownership a reality for over 10,000 people. Our growth mindset, positive culture, and history of stability are just a few things that position our company as a leader in the mortgage industry.

Benefits and Perks:

• Opportunity to further a career in a competitive, fast-paced growing industry where you can make a difference in people’s lives.
• Opportunity to earn competitive compensation.
• Full benefits include medical, dental, vision, 401K plus match, 11 paid holidays, paid time off, and more.
• Fun team atmosphere, professional development, and more.

The Underwriting Support Staff position is responsible for providing support to the Underwriting Staff. The primary focus of this position is to complete all necessary required tasks from the time of loan approval up through the file funding and recording. This position will be a liaison for the Underwriting process between the Branch personnel and the Underwriters. Tasks include receiving new loan submissions, set-up, stacking and preparing for the Underwriting process, conducting Pre-Audits, ordering appraisal reviews, reviewing conditions within your authority level (dependent on level of experience) PTD and at Funding and any other tasks as deemed necessary by the Team Lead and/or Underwriting Manager.

Starting pay ranges between $18.50-$29/hr DOE and location.

This position reports out of the Sacramento Corporate Office but is offered as hybrid-remote or remote depending on experience and location.  

What YOU will do to make a difference at Summit Funding: 

• Conduct Pre-Audit reviews on fully underwritten files as directed by the Team Lead and/or Underwriting Manager.
• Order Appraisal reviews on files per Underwriters requests or as directed by the TeamLead and/or Underwriting Manager.
• Review PTD conditions as directed by the Team Lead and/or Underwriting Manager.
• Review Funding conditions as directed by the Team Lead and/or Underwriting Manager.
• Conduct loan set up, file stacking, logging and other responsibilities as directed by the Team Lead and/or Underwriting Manager.

• Must have 2 years of current or recent (within the last 12 months) junior underwriting, processing or closing experience with loans in multiple states.
• Experience with Conventional and Government products and clearing conditions
• Must understand and comprehend the Mortgage Loan process, Must be familiar with general Mortgage Industry guides and practices.
• Must have solid time management skills and the ability to organize, prioritize and perform multiple tasks simultaneously.
• All Candidates within 50 miles of the Sacramento corporate office will be asked to work a hybrid schedule with two days per week in-office.

Applicants must be currently authorized to work in the United States on a full-time basis.

Summit Funding currently does not sponsor applicants for work visas.

All your information will be kept confidential according to EEO guidelines.