Lock Desk Analyst

Description

The Secondary Marketing Analyst is responsible for registering and communicating rate lock information and pricing of all loans, selling and delivering loans that are being sold to investors, providing the investor with all required reporting, and ensuring that management obtains timely reports addressing loans originated, sold, and serviced.

At UHM, we understand diversity comes in many different forms. It’s our commitment to improve inclusion in the workplace through programs and policies that establish a positive and inclusive environment where every Partner, regardless of their background, can grow and excel. We value diversity, educate on equity, and create inclusive partner opportunities to ensure that you know #UBelongAtUHM!

DUTIES & RESPONSIBILITIES

• Issue daily pricing
• Confirm and accept locks from all channels (retail, wholesale, correspondent)
• Monitor and perform changes to locks and rate adjustments
• Understand and communicate investor policies and requirements
• Register loans with state agencies
• Manage loan committing and delivery of Conventional mortgage products to Fannie Mae and Freddie Mac
• Manage security creation and settlement of GNMA securities for Government mortgage products.
• Manage pipeline rate lock policy to ensure profitability in all market conditions.
• Other duties as assigned

Qualifications

SKILLS REQUIRED

• Use of financial/ qualitative data
• Analyze issues and implement solutions
• Personal organization and ability to multi-task
• Strong communication skills

EDUCATION & EXPERIENCE

• Bachelor’s degree preferred or equivalent work experience
• 3-5 years of experience in secondary marketing and comprehensive knowledge of the mortgage business
• Optimal Blue & Encompass experience preferred
• MS Office Suite - strong excel skills preferred

This employer participates in E-Verify. If hired, the employer will provide the federal government with your Form I-9 information to confirm that you are authorized to work in the U.S.

Union Home Mortgage Corp. provides equal employment opportunities to all employees and applicants for employment and prohibits discrimination and harassment of any type without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state or local laws.