Senior Risk Manager

At Plum, we're on a mission to maximise wealth for all. We’re making saving money effortless and turning investing into something everyone can do.

Our journey began back in 2017, when we became one of the first to use artificial intelligence and automation to simplify personal finance. Fast forward to today, and we've already helped people save £2 billion across 10 European markets.

Named the UK's fastest-growing fintech in the Deloitte Technology Fast 50, our success is down to the passion and dedication of our diverse team. Based in our London, Athens and Nicosia offices, 180+ talented people work together to empower people to do more with their money. And now, the team is growing!

The Role

We are looking for an ambitious and dynamic individual to drive our risk governance, develop an enterprise risk management framework, and manage key risk indicators. This role involves enhancing risk controls, overseeing product-related risks, and promoting risk awareness across Plum.

What Will You Do

• Lead and drive the developments of the firm’s risk governance structure, including taking responsibility for the firm’s risk committee
• Develop and maintain a comprehensive enterprise risk management framework across the firm and its affiliates
• Assisting in setting the risk appetite for Plum across different risk types, establishing KRIs and monitoring performance against them
• Mature the risk management framework, including but not limited working with the business to formalise risk and control self assessments, reporting and reviewing the effectiveness of risk controls
• Provide hands-on development of risk models involving market and operational risk, ensuring that controls are operated effectively, and offer research and analytical support
• Continuously assess and oversee the risks associated with the release of new or existing products and work closely with the different business units to mitigate these risks in line with the business risk appetite
• Produce risk-related assessments, including managing cross-functional work such as the ICARA and Operational Resilience
• Produce risk-related  assessments, including managing cross-functional work such as the ICARA and Operational Resilience
• Produce and maintain relevant policies, procedures and records
• Contribute to broader work carried out by the teams to continually enhance risk controls
• Creating risk awareness across Plum by helping the teams to understand the risks associated with their operations and by developing and delivering risk training

What We Look For

• Driven, ambitious risk professional preferably with experience of ICARA (or at least ICAAP). Ideally you will have worked in retail investment firms or payments firms, but other areas of financial services will also be considered
• Strong working knowledge of operational risk and regulations such as AML, payment services, E-money, fraud, and sanctions
• 5+ years experience in leading a risk management department
• Knowledge of risk associated with payment services and retail investments
• Any previous operational resilience experience would be advantageous but is not essential
• Experience of working in a customer focused Fintech, or Financial services business is desirable

Plum's Perks

• We're all in this together! Own part of the company through stock options 💷
• Annual training budget
• Private Life Insurance - Ethniki Asfalistiki
• Provident Fund - Ancoria Bank
• Free Plum Premium subscription (normally £9.99 a month)
• Free parking slots
• 25 days holiday a year, excluding public holidays
• Employee referral scheme up to €4000
• Flexible approach to remote working, though we encourage at least 2-3 days a week in our beautiful office in Nicosia for optimal collaboration
• 45 days work from anywhere
• Team lunch on Thursdays in the office, as well as a plentiful supply of fruit, snacks and coffee
• 1 day paid leave for volunteering, supporting you giving back to society
• 2 weeks paid sabbatical after four years of service
• Team trip to secret destinations once a year ✈️
• A vibe that’s 🦄🌈💯

If you think this sounds like you, get in touch!

Thanks,

Plum Τeam 💜

*Plum is an Equal Opportunity Employer. Plum does not discriminate on the basis of age, race, religion, sex, gender identity, sexual orientation, non-disqualifying physical or mental disability, national origin or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit and business need.