Underwriting Technician

Job Summary:

Optimyl Benefits is seeking an Underwriting Technician to assist our Underwriters in the quoting and submission process for Optimyl’s Medical stop-loss business. This position does not include the authority to bind business. However, the position is considered an entry-level opportunity that can lead to a career in underwriting. The Position:

• Prepare new business submissions, including analysis of needed information for underwriters to review and quote.
• Prepare census and run reports using external data sources that inform our underwriting.
• Collect, organize, and audit new business and renewal submissions for compliance with Underwriting Guidelines, pricing, and accurate, fully executed contractual instruments.

Essential Responsibilities:

• Customer service – correspond with Sales and external Optimyl partners, requiring professional and responsive phone and email communications.
• Manage the RFP workflow by compiling information and reports needed to underwrite quotes.
• Process and maintain orderly electronic underwriting files for accuracy and completeness.
• Perform quality work within deadlines with or without direct supervision.
• Interact professionally with other employees, brokers, and suppliers.
• Work effectively as a team contributor on all assignments.
• Work independently while understanding the necessity for communicating and coordinating work efforts with other employees and organizations.
• Adhere to company guidelines, policies, and procedures.
• Uses various systems, tools and resources to obtain necessary data and accurately complete and track assigned work.
• Other duties may be assigned as the business continues to develop.
• Load eligibility and medical information in Optimyl’s application software in preparation for Underwriter risk assessment and pricing.

Qualifications:

• Bachelor’s degree or Associate degree with relevant experience is highly preferred.
• 2 or more years of group health insurance industry experience is preferred.

Additional Qualifications:

• Proficiency in Microsoft Office product suite and the use of computer systems and various software applications, especially Excel.
• Collaboration and teamwork.
• Strong verbal and written communication skills
• Strong organizational and planning skills.
• Demonstrate ethical business practices with adherence to all privacy and confidentiality policies and regulations.
• Analytical thinking and aptitude for evaluating and interpreting detailed information and data.
• Ability to independently multi-task and respond to changing business priorities.
• Demonstrated customer service experience and the ability to interact with a wide variety of people daily in person, via telephone, and email.
• Possess the ability to learn and understand the Underwriting processes in order to assist the Underwriters.