Money Laundering Reporting Officer (MLRO)

Kinesis Money

Kinesis is a leading global fintech that is delivering a new global monetary system that leverages the benefits of the emerging blockchain technologies backed 1:1 by the allocation of physical gold and silver.

Kinesis clients can deposit or purchase physically allocated gold or silver via our trading platform, which is vaulted at no additional cost. The allocated precious metal holdings are then digitised using blockchain technology into Digital KAU and KAG tokenised assets. Users can then trade, spend, or send their digital assets via the Kinesis platform.

In this role, you will have an exciting opportunity to be a part of an organisation that is changing the world. You'll work alongside a team of marketing professionals and management who are passionate about building a new financial global monetary system.

About the Role:

• Oversee AML/CTF, Sanctions, and Fraud prevention programs. Ensure all policies, procedures, and internal investigation processes adhere to applicable laws, regulations, and industry standards.
  
• Prepare and maintain ML/TF/Intl Sanctions/Fraud risk assessments and any other relevant compliance documents and reports as required.
  
• Coordinating various regulatory filings and ensuring accurate and timely reporting to regulatory authorities.
  
• Lead internal investigations and submit STR to the FIU. 
  
• Coordinate as necessary with internal stakeholders and law enforcement.
  
• Manage a team of AML/Compliance officers, overseeing the second line of defence, handling escalations.
  
• Perform horizon scanning on emerging trends, typologies, and regulatory updates. Incorporate any relevant changes into the company’s AML/CTF, Sanctions, and Fraud programs as needed.
  
• Review submitted customer onboarding data and evaluated against local regulatory requirements. (KYC, KYB, CDD, ODD, EDD).
  
• Monitors and documents any unusual or suspicious activities or potential ML/TF indicators. 
  
• Developing and managing local (Lithuanian) AML Compliance policies, procedures, guidelines, and operational processes
  
• Ensuring continuous Regulatory and Management reporting
  
• Assisting in licensing issues in Lithuania, Europe, and as directed.
  
• Focusing on assisting with the internal AML Compliance Program review, including ongoing assessments, internal and external audit reviews, and ongoing or ad hoc AML Compliance reviews
  
• Assisting in the development of AML/CFT training materials
  
• Giving recommendations for enhancing the Company’s internal systems, tools, controls, and processes as well as implementing group-wide improvements
  
• Managing internal registers/journals and other records, and ensuring their timely update
  
• Assisting with the maintenance of the overall AML/CFT Program and ensuring its Compliance with the local regulatory requirements.
  
• Perform any other tasks as assigned by the Group Head of Compliance.

Requirements:

• A Bachelor's degree in Law, Business Administration, or a related field. A Master's degree or relevant certifications will be an added advantage.
• A minimum of 5 years of experience in an AML compliance role, preferably with exposure to high-risk industries.
  
• In-depth knowledge of Lithuania's AML laws and regulations.
  
• Familiarity with the crypto-financial industry or a strong desire to learn about this rapidly evolving sector.
  
• Strong analytical skills with the ability to identify and address potential risks.
  
• Excellent communication skills, both written and spoken, in English and Lithuanian.
  
• Ability to work effectively both independently and as part of a team with good time management skills.
  
• Experience in utilisation of blockchain technology investigative tools, such as Chainalysis, to conduct on-chain cryptocurrency investigations is a plus.
  
• High degree of attention to detail
  
• Knowledge of onboarding, know your client (KYC), anti-money laundering (AML), and compliance frameworks.
  
• Strong stakeholder management and communication skills, ability to communicate complex KYC issues across the business effectively.
  
• Experience with Salesforce Service/Sales/Community Cloud (preferred but not required)
  
• Ability to read or translate foreign language documents (Not required but highly favourable)

What We Offer:

• Flexible working arrangements
  
• Competitive salary
  
• Ongoing professional development
  
• Welcoming and supportive culture
  
• Diverse, global team
  
• Location: Lithuania