Offer summary

Qualifications:

Bachelor’s Degree in Business, Finance or related field., 12+ years of experience in portfolio management or related roles., Highly advanced credit analysis skills with formal credit training preferred., Excellent leadership and communication skills, both verbal and written..

Key responsabilities:

Underwrite, analyze, and close complex commercial loans in collaboration with the relationship manager.

Monitor the credit quality of the loan portfolio through financial trend evaluations and compliance checks.

Manage client relationships and serve as a key player in the deal team.

Mentor and train junior team members to enhance their skills and knowledge.

Job description

Position Title

Senior Portfolio Manager

Location

Work From Home CA, CA 94203

Job Summary

A Portfolio Manager must be an analytical, organized, team-focused individual with good verbal and written communication skills. This individual will be responsible for completing an in-depth analysis of commercial loan requests, as well as making recommendations based on such analysis. Portfolio Managers work in a team environment as a key player within the relationship deal team. Primary responsibilities include underwriting, monitoring and maintaining the credit quality of a loan portfolio as well as managing the loan closing process. Portfolio Managers maintain strong working relationships, variant on experience level, with the clients, deal team, credit team and other internal partners.

Pay Range: $117,195 - $155,270 - $193,355

Pay Range: Local Minimum Wage - $0.00 - $0.00

Job Responsibilities:

Underwrite, Analyze and Close Loans: Working with the relationship manager, take a lead role in the structuring, underwriting and analysis of commercial loan requests. Prepare credit approval packages, present recommendations to the credit team/senior management, and close complex commercial loans.
Portfolio Management: Responsible for monitoring the credit quality of the assigned portfolio by periodically evaluating financial trends, covenant compliance and borrowing bases, including the preparation of annual (or more frequent) reviews. In addition, responsible for managing delinquencies and collateral exceptions.
Relationship Management: Highly visible role in managing the client relationship along with the deal team.
Training: Mentor, train and develop junior team members.
Maintaining Knowledge: Knowledgeable about the various commercial products available to clients as well as general market/industry trends.

Job Requirements:

12+ years of experience
Handles transactions/relationships/portfolio with the highest level of complexity
Experience working with less experienced team members to mentor and develop them, sharing expertise and insights
A high level of oral and written interpersonal skills are necessary to recommend loan transactions to bank senior management
Excellent leadership and communication skills enabling smooth and efficient loan closings as well as daily portfolio management
Bachelor’s Degree: Business, Finance or related field
Must possess highly advanced credit analysis skills (prefer a candidate with formal credit training)
Demonstrated knowledge of financial statement analysis
Excellent interpersonal and verbal and written communication skills
Excels in a team environment
Ability to effectively interact with all levels of leadership and employees within the organization
Ability to work autonomously, handle multiple projects simultaneously and adapt to new demands and challenges
Familiarity with nCino, Credit Lens, AFS is a plus
Credit Analysis or Loan Review experience, preferably in the banking industry