Non-QM Underwriter

We are a professional staffing firm, working with organizations across the country to place exceptional candidates. Currently, we have a Non-QM Underwriter opportunity with a national mortgage lender.  The Non-QM Underwriter is responsible for underwriting Non-Agency/NQM mortgage loans and performing credit analysis to ensure compliance with corporate and secondary market investor standards. Non-QM Underwriter is responsible for the specific duties listed below.

Job Functions :

• Manually underwrite Non-Agency/Non-QM correspondent, wholesale/broker, and retail loans in a timely manner to ensure loan meets all product and property guidelines of Company and investors, as well as meeting all established loan policies, credit limits and regulatory requirements.
• Analyze borrower's credit file, collateral, and capacity to ensure creditworthiness.
• Conduct thorough risk assessments to identify potential issues or red flags.
• Issue loan decisions to our business partners in a clear and concise manner.
• Maintain production goals & standards in accordance with established KPIs and production metrics.
• Clear conditions timely on loans; affirm data integrity on all submissions.

Education and Experience :

• Working knowledge of Non-Agency/NQM underwriting guidelines demonstrated through a minimum of 5 years underwriting experience on Non-Agency/NQM products.
• 4 + years of Experience with the following programs: Bank statement, P&L, 1099, DSCR
• Experience in either Wholesale or Non-Delegated Correspondent channels.
• FHA and VA underwriting experience is desirable.

Compensation may vary outside of this range depending on a number of factors, including a candidate's qualifications, skills, competencies and experience, and location. Employees have access to healthcare benefits including medical, dental and vision as well as a 401(k) plan.

Let one of our recruiters assist you in finding and preparing for interviews with our clients. Whether you are interested in a direct hire, temp-to-hire, or temporary position, Workway can help you to put your best foot forward. Contact us today!
Workway, Inc. is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender, gender identity, national origin, disability, protected veteran status, or any other characteristic protected by applicable laws, regulations and ordinances. For our complete EEO & Pay Transparency statement, please visit http://www.workway.com/EEO . To receive state and federal compliance posters, e-mail hr@workway.com or call 972.514.1515.