Contracts Associate

ABOUT UNIT

Unit is a market leader in embedded finance. We offer ready-to-launch financial services - like banking and capital - and serve millions of end-users across ~100 customers, including Wix, Bill.com, Honeybook, Relay, and more.

We’re repeat founders with technical backgrounds, working hard to build a successful company that we’re proud to work at. Our product moves $40b+ annually and processes 12m+ API calls daily. We’ve raised $160m+ from top investors including Insight, Accel, and 60+ angels.

The Role

The Contracts Associate role will play a critical contracting function in a high-volume, fast paced environment. The role will interact with both internal and external parties to efficiently manage the contracting lifecycle for commercial agreements and retail banking end-customer agreements.

Who we’re looking for:

This is a part-time position, typically 20-25 hours per week, Monday through Friday, with a flexible schedule.

We are looking for an experienced contracts professional to manage the entire contract lifecycle for high-volume commercial and end-customer agreements, from initial drafting to ongoing revisions and management. You thrive in a fast-moving, high-growth environment and enjoy working both independently and with cross-functional teams to achieve shared goals.

*This role is open to candidates based in the United States, with preference for candidates based in New York City or Washington, DC.

What you’ll be responsible for:

• Support high-volume contracting function within the legal team  

• Review and draft contractual documentation for standard retail banking services agreements (e.g., deposit agreements, cardholder agreements, borrower agreements), ensuring compliance with all applicable laws, regulations, and company policies.

• Understand and interpret legal provisions related to deposit account and payment services.

• Collaborate with various departments to facilitate contract drafting and execution.

• Manage the contract lifecycle, including initiation, negotiation, execution, and amendments.

• Provide support to the legal team in managing a portfolio of contracts and legal documents.

• Maintain comprehensive records of contracts and any amendments for internal reference and auditing purposes.

• Assist in the development of contract management tools, templates, and processes.

What you’ll bring to the role:

• A contract manager, paralegal, or J.D. with 4+ years of experience drafting and managing commercial contracts and retail banking agreements.

• Understanding of contract law and risk management principles.

• Experience and/or interest in regulatory matters relating to digital banking, bank partnerships, third-party risk management, and financial regulation in consumer and small business finance, payments, and/or banking (including Reg E, NACHA operating rules, UCC 4A, UDAAP, Reg DD, Reg CC).

• Excellent attention to detail with the ability to review, interpret, and redline contractual documents.

• Ability to identify and assess contractual risks and recommend appropriate actions to responsible parties.

• Strong organizational and time-management skills, with the ability to prioritize tasks and meet deadlines.

• Strong written and verbal communication skills, with the ability to effectively communicate complex contractual concepts to non-legal stakeholders.

• Ability to work independently as well as collaboratively with cross-functional teams.

• Proficiency with Microsoft Office Suite (Excel, Word, PowerPoint) and contract management software.

• Operates as an owner and drives accountability for assigned tasks

LIFE AT UNIT

Working at Unit means joining a global team on a mission to create a more equitable financial ecosystem. We’re a fast-growing team of individuals who are passionate about their work, see the big picture and always seek to empower our clients and their end-customers.