Offer summary

Qualifications:

High School diploma or equivalent; some college preferred., 1-3 years of experience in collections and/or loss mitigation., Strong verbal and written communication skills with a focus on customer service., Knowledge of CFPB and FDCPA guidelines preferred..

Key responsabilities:

Act as the customer advocate between clients and the Loss Mitigation Group.

Perform welcome calls and counsel delinquent customers to complete necessary documents.

Meet performance standards for servicing delinquent accounts and provide account updates.

Regularly update management on account status and special situations.

Job description

Who We Are

ServiceMac is a new sub-servicing entity backed by some of the leading practitioners of the mortgage servicing industry. ServiceMac is focused on providing superior technology, products, and services for the mortgage and real estate industries backed by highly personalized service and support. Through continuous innovation and acquisition, our offerings comprise of personalized solutions that span the mortgage continuum and enhance security, compliance, customer satisfaction, and profitability. Our inclusive, people-first culture has earned our company numerous accolades, including being named to the Fortune 100 Best Companies to Work For® list for nine consecutive years. We have also earned awards as a best place to work for women, diversity and LGBTQ+ employees, and have been included on more than 50 regional best places to work lists. First American will always strive to be a great place to work, for all.

What We Do

Acts as the customer facing advocate between the customer and the Loss Mitigation Group. Manage a group of mortgage loans actively engaged with the Loss Mitigation department with the goal of maximizing the customer’s successful completion of their workout. Operate according to Company’s Standard Operating Procedures and all government and investor regulations, as well as achieve all customer facing goal/ objectives with a focus on quality of service and improving the customer experience, without causing unwarranted delays to process or defaults.

HOW YOU'LL CONTRIBUTE

Perform welcome calls on all newly assigned files.
Counsel and motivate delinquent customers through telephone contact to complete missing documents or items as needed, using professionalism and tact while providing excellent customer service.
Provide account updates in system of record for all calls.
Meet established performance standards such as Package Completion rates, Meeting ASA requirements, Repayment plan, Trial Plan success, timely completion of customer follow up on decisions through inbound and outbound telephone contact with customers.
Achieve numeric standards for servicing delinquent accounts without sacrificing quality of service.
Develop knowledge of the Company’s Standard Operating Procedures, investor loss mitigation options, as well as state and federal legal requirements (FDCPA & CFPB) about collections procedures, bankruptcies, foreclosures, and repossessions. Keep abreast of current requirements and changing legislation.
Regularly update manager on status of accounts and special situations.
All other duties as assigned or as requested by management.

WHAT YOU'LL BRING

High School diploma or equivalent
Some college preferred
1-3 years of related experience, collections and/or loss mitigation
Obtain a Mortgage Loan Originator (MLO) license within the first 120 days of employment and maintain licensure throughout employment
Working knowledge of fundamental concepts, practices, and procedures of department and field
Good verbal and written communication skills; persuasive and professional communication skills; good telephone techniques
Knowledge of Black Knight MSP system
Knowledge of Consumer Finance Protection Bureau (CFPB) and Fair Debt Collection Practices Act (FDCPA) guidelines preferred
Organized and self-motivated with ability to meet strict deadlines
Strong customer service skills
Demonstrated ability to provide attention to detail and concern for accuracy and consistency in results
Ability to work in a team environment, effectively under pressure
Ability to adapt to change in a fast-paced environment
A strong numeric aptitude, problem solving and analytical skills
Basic computer skills
Additional Job Description

Salary Range: $20.70 - $27.60 Hourly

This hiring range is a reasonable estimate of the base pay range for this position at the time of posting. Pay is based on a number of factors which may include job-related knowledge, skills, experience, business requirements and geographic location.

What We Offer

By choice, we don’t simply accept individuality – we embrace it, we support it, and we thrive on it! Our People First Culture celebrates diversity, equity and inclusion not simply because it’s the right thing to do, but also because it’s the key to our success. We are proud to foster an authentic and inclusive workplace For All. You are free and encouraged to bring your entire, unique self to work. First American is an equal opportunity employer in every sense of the term.

Based on eligibility, First American offers a comprehensive benefits package including medical, dental, vision, 401k, PTO/paid sick leave and other great benefits like an employee stock purchase plan.

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