We are looking for a credit risk professional with an excellent communication who will be joining a dynamic and fast-paced environment. As part of your role, you will be working with cross-functional teams and building ongoing relationships that will also deliver the company’s vision and strategy.
Experience
7 Years+
Location
Bengaluru/Noida/Gurgaon
Employment Type
Full Time
Alright, so you're sold. But who are we?
Diversity and humility are not just big words hung up on the walls. At CredAble, we put people at the heart of everything we do and our core values are the driving force behind our success.
CredAble is an NBFC technology-powered supply chain funding solutions company Leveraging our trade finance expertise, technology platform, and access to 3rd party capital, we arrange funding programs for enterprise supply chains and do direct lending to SMEs. Led by a team of industry experts, CredAble is at the forefront of powering tech-enabled working capital financing. Programs are anchored around enterprise clients, where we provide funding linked to transactions with suppliers (payables) and distributors (receivables). We are series B funded startup with Axis Bank limited as a strategic investor.
You will be responsible for:
- Underwriting function for Credable’s lending business
- Responsible for evaluating credit risk, preparing credit application notes, and presenting to Credit Committee.
- Contributing to the development of the Credit risk framework – risk process and policy, product development, portfolio management, and portfolio monitoring.
- Contributing to the scale-up of Credable’s risk management and underwriting capabilities, to meet the needs of rapidly growing AUM.
- Liaising with senior management on risk, product, and portfolio strategy
- Experience in credit underwriting, preferably SME / SCF.
You will be reporting to:
This position will report directly to the VP of Credit.
What will you bring to the table?
- 5+ years of experience in Underwriting for wholesale lending , Preferably working in Banks or NBFC.
- Ability to crunch data, analyze and present findings from financial statements & data sets.
- Good working knowledge of Excel and Power point along with the ability to present it to senior stakeholders.
- Ability to manage multiple priorities.
- Skilled at working effectively with cross-functional teams in a matrix organization.
- Structured and ability to think on his/her feet
The educational qualification you’ll need:
- CA qualified/ PGDM / MBA – Finance.
The perks of working at CredAble:
We’ve got benefits that go beyond just free food! We are a digital-first company that believes in embracing the future of work and investing in our people.
Comprehensive health insurance packages
Your physical and mental health is highly important to us. Which is why we have made employee health and workplace well-being our top priority. We’ve also got you covered with group health, parental and accidental insurance.
Unlimited sick leave
Struggling with serious health concerns ? We say, take ’em when you need ’em! Extended sick leave to help you recover completely.
Paid time off
Every once in a while, we want you to be able to take a break — rest, recharge and unwind in the company of your loved ones. This is why we have a month long sabbatical for newly married employees and for those who complete 3 years with the organization.
Parental leave with childcare monetary benefits
We get that parenthood is a big change—bigger than many anticipate. Calling all new parents! Moms & Dads! Expansive maternity and paternity benefits which not only includes paid leaves but also work from home option, giving you time to spend with your newest member in the family. For new mothers flexible returning to work, a baby care allowance of Rs. 2.5 Lakh is provided.
Generous rewards
We celebrate our people with rewards, recognition and more! On achieving the company targets, you will be taken on a fun offsite. Outstanding contributors will be invited to the yearly offsite with the senior management and will also be given financial incentives for their performance. We’ve even got free merchandise and peer-cash bonuses for you!
Unlimited food on the house
From all-day snacks, gourmet evening refreshments, team lunches & dinners to monthly food allowances, we’re making sure you never go hungry! Our Open Bar, Food and Game nights every quarter are quite a hit with the team. You can even invite your friends and family over for evening refreshments once a month!
