Senior Product Finance Specialist (Insurance)

Branch is on a mission to make insurance less expensive, so more people can be covered. We innovate using data, tech, and automation to simplify insurance from start to finish—we eliminated inaccurate quotes in favor of real prices, created a better way to bundle, and cut unnecessary costs in the traditional insurance process. Then we pass those savings along to our members. Basically, we’re doing insurance the way it was meant to be.

But we didn’t just create the insurance we’ve always wanted, we also created the company we’ve always wanted to work for. As we redefine insurance, we also want to redefine what it means to work in insurance. Find out for yourself.

Branch is actively prioritizing candidates located in OH but remains open to hiring qualified individuals from a wide range of states, including AL, AZ, CT, FL, GA, ID, IL, IN, IA, KS, KY, LA, MD, MA, MI, MN, MS, MO, NE, NV, NJ, NC, ND, OK, PA, SC, SD, TN, TX, UT, VA, and WI.

Branch is remote first, with most Branchers choosing to work from home. Our headquarters are located in Columbus, Ohio, where we come together from time to time to build relationships and connect with each other in real life. Once a year, the entire company gathers for “BranchFest,” a highlight of the year for many Branchers.

About the Senior Product Finance Specialist Role

The Senior Product Finance Specialist supports the Branch Product Finance team to help the company optimize pricing and growth strategies. This team collaborates closely with various stakeholders, including claims, insurance product management, actuarial science, and growth leaders, to ensure the achievement of target loss ratios while facilitating strategic growth with appropriate risk exposure. The Senior Product Finance Specialist will assist growth forecast, loss data analysis and provide valuable business insights to support decision-making process by applying various modeling methodologies.

Key Responsibilities

• Utilize technical proficiency to develop and maintain retention forecasting model using advanced statistical techniques to support business planning processes
• Identify key trends within retention and loss projections to inform strategic insights to senior management and business stakeholders
• Maintain and develop reinsurance model to support key business stakeholders with projected financial impact between risk retention and risk transfer
• Collaborate with cross-functional teams, including accounting, product, actuarial, claims, and data analytics, to execute the vision for strategic and profitable growth, leveraging automation for insurance product performance evaluation
• Stay updated on industry trends, best practices, and emerging technologies relevant to business business analytics
• Contribute to departmental projects and initiatives, owning specific tasks and delivering high-quality results within established timelines.

Skills, Knowledge, and Expertise

• Bachelor's degree in Finance, Economics, Statistics, or a related quantitative field. Master's degree or professional certification (e.g., CPCU or actuarial designations) preferred
• 3-4 years of experience in financial or statistical modeling within the context of property and casualty (P&C) insurance.
• Strong quantitative and analytical skills, with a demonstrated ability to translate complex data into actionable insights and strategic recommendations
• Proficiency in Microsoft Excel, SQL, or similar tools for data manipulation and analysis. Familiarity with data visualization software (e.g., Tableau, Power BI, Qlik) is plus
• Excellent communication skills, with the ability to articulate financial insights to both technical and non-technical stakeholders
• Detail-oriented mindset, with a commitment to accuracy and precision in financial analysis and reporting
• Collaborative and team-oriented approach, with the ability to work effectively in cross-functional teams.
• Self-motivated and proactive, with the ability to manage multiple tasks and prioritize effectively

Why join us at Branch?

We’re all about getting back to getting each other’s back—that means Branchers, too. So we provide benefits that let you work and live to your fullest.

• Above-market salary—Branch is a data-driven company, so we do the math on salaries, too. If you get an offer from Branch, you can expect compensation that hits above the mark.
• Pay equity and transparency—Our pay isn’t just above market, it’s equitable. We let experience and performance drive your success, never your gender, race, orientation, or beliefs.
• Remote-first (with perks)—Work from where you’re most comfortable. We’ll take care of your work from home set-up and monthly internet. We also have a Columbus headquarters if you’d like to join us in an office.
• Flexible YouTime—We don’t just let you control your own time off. We actually encourage you to use it. After your first year at Branch, we’ll give you $1000 toward your next vacation.
• Employee stock options—You’re not just an employee. If you’re full-time, you’re also a part-owner. You’ll have stock options so you can invest in the company you’re helping to grow.
• Medical, vision, dental—Get all the coverage you need for a healthy, happy life. We’ll also contribute $150 per month to a health savings account (HSA), administered by Branch.
• 401k and contribution matching—Invest in your future. Branch helps you get to retirement on time with a portion of your contributions matched each month.

What to expect

In light of recent hiring scams across the United States, here’s what the process will look like with Branch (so you know it’s us):

• Please apply to open positions directly through our site. If you don’t see it here, then it shouldn’t exist on another job board. If you’re ever unsure about the legitimacy of a Branch job posting found on another site, please check the listings here to verify.
• If you're selected to move onto the next phase of the hiring process, a member of our Branch talent team will reach out to you directly from the email domain @ourbranch.com to guide you through our process.
• The process will include a number of interviews, which will all happen either over the phone or on video calls.
• We will never ask for personal payment or require you to purchase equipment during our interview process. Always be sure to protect your personal information.

Equal Employment Opportunity Employer

At Branch, we are deeply committed to community. Branch is an Equal Employment Opportunity employer – All qualified applicants and/or employees will receive consideration for employment without regard to the individual’s age, race, color, religion or creed, national origin or ancestry, sex (including pregnancy), sexual orientation, gender, gender identity, physical or mental disability, veteran status, genetic information, ethnicity, citizenship, or any other characteristic protected by law.