Job description

About Us:

We believe everyone deserves a chance to improve their financial future. We’re dedicated to building simple and inclusive financial products that help our members create healthy habits and achieve economic stability.

Some things we’re excited about:

$500 million in spending power used by our members
Increasing members’ credit by 36 points (on average) within the first 3 months
Backed by First Round Capital and JP Morgan

Products we’ve built to make an impact:

Perpay Marketplace: Combines interest-free payments and modern e-commerce to reduce cost of ownership and promote healthy repayment behavior.
Perpay+: Leverages Marketplace repayment history to help members monitor and build credit with all 3 credit bureaus.
Perpay Credit Card: Expands access to the flexibility and benefits of a World Mastercard by removing common barriers like high security deposits and low approval odds.

The Perpay team is a motivated group of creative problem solvers who love getting things done and making an impact. Located in Center City, Philadelphia, our one-of-a-kind space promotes a collaborative work environment, unites our team, and feels like a home away from home.

About the Role:

Perpay is seeking an experienced and driven Analyst to join our team as a key player in growing our impact on our customers’ financial futures. You will take on a pivotal role in breaking down complex business problems from across our organization, using data to uncover the factors at play, and formulating recommendations to help us take action intelligently.
In this role, you’ll collaborate broadly and present your insights directly to company leadership. Your ability to think critically, dive deep into data, and communicate insights effectively will have a lasting impact on our organization’s success. With the freedom to independently drive projects in a fast-paced, high-growth environment, you’ll play a central role in building data-informed strategies that enhance our business.
This role is a perfect fit for someone who thrives amidst ambiguity, loves tackling tough problems, and wants to help build something big.

Our greatest strength is our people and we’d love for you to be one of them!

Responsibilities:

Analyze Complex Business Problems: Partner with stakeholders from across the business to define challenges, identify opportunities, and deliver data-driven insights.
Deliver Executive-Ready Recommendations: Translate analysis into clear, compelling recommendations, presenting them directly to senior leadership and influencing decision-making at the highest level.
Collaborate Cross-Functionally: Build strong relationships across teams to ensure data insights are actionable and impactful, fostering trust in our analytics team.
Dive Deep into Data: Write and execute advanced SQL queries and leverage Python or R to extract and analyze data, uncover trends, and solve problems with precision.
Support Business Growth: Develop analytics-backed strategies to grow our impact, improve operational efficiency, and unlock opportunities for our customers and organization.
Build Scalable Solutions: Contribute to the development of self-service BI tools and dashboards that empower teams to make data-informed decisions.
Thrive in Ambiguity: Drive projects forward with minimal direction, navigating uncertainty with creativity and determination to uncover solutions.

What You’ll Bring:

Undergraduate or master’s degree in a quantitative/STEM field
2+ years of professional experience after graduation
Experience breaking down and solving problems through data analysis and quantitative thinking
Ability to communicate recommendations effectively verbally and in writing
Comfort in driving a project forward independently amidst ambiguity and change
Ability to collaborate and build trust in a team setting
2+ years of experience with SQL and either Python or R

Bonus:

Experience presenting to C-Level executives
Experience at a startup (especially in financial technology)
Experience with Business Intelligence tools e.g. Domo, Power BI, Tableau
Experience with Git and Github

Hey, we know not everybody checks all the boxes, so if you’re interested, please apply because you could be just what we’re looking for!

What We’ll Bring:

Competitive salary + company equity
401k with company match
Medical / Dental / Vision insurance
Flexible Spending Account (FSA)
Relocation assistance
Pre-tax commuter benefit
Student loan repayment match
Gym subsidy with City Fitness
Cell phone plan
Paid parental leave
Unlimited PTO

Additional Perks:

Opportunity to gain experience at one of the fastest-growing financial startups in the country
Work on both e-commerce & fintech customer-facing products
Collaborate cross-functionally with product, design, marketing, operations, data teams, and more

This is not a remote opportunity; it is 100% onsite (#LI-Onsite) (#LI-TH1) (#LI-AK1)

Perpay is proud to be an equal opportunity employer. We value diversity in all its forms and are committed to creating an inclusive environment. We do not discriminate on the basis of race, religion, color, national origin, gender identity, sexual orientation, sex (including pregnancy), marital status, political affiliation, age, veteran status, disability status or other non-merit factor. Please contact us at careers@perpay.com to request accommodation.

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