Bond Originator

IGrow Wealth Investments, South Africa’s #1 Property Investment Company, is looking for a Bond Originator to join their team in Cape Town.

Are you a driven and ambitious Bond Originator seeking an opportunity to elevate your career? Join our dynamic team, where your expertise in property finance and home loans will be rewarded with unparalleled earning potential and growth opportunities.

We are looking for experienced professionals who not only excel in bond origination but also bring along an existing book of business. If you have a proven track record of monthly grant figures averaging R2 million or more and can demonstrate your approved grants, we want to hear from you!

This is your chance to work in a fast-paced, supportive environment where you can significantly grow your bond origination portfolio, assist clients in securing investment properties, and achieve financial success. In addition to a stable base salary, this role offers lucrative commissions and the potential for long-term career growth.

If you’re hungry for success and ready to excel, this opportunity is tailor-made for go-getters like you.

What We Offer:

• A stable base salary complemented by uncapped commission potential.
• Opportunities to grow your bond origination portfolio and income through investment property financing.
• A supportive environment that encourages professional development and career advancement.
• Access to industry-leading tools, networks, and resources to boost your success.
• A rewarding and lucrative career path for ambitious individuals who excel.

To qualify for this position, you need:

• Minimum of 2 years current proven experience as a Bond Originator or in property finance.as a Bond Originator / Mortgage Advisor / Home Loan Consultant / Property Loan Specialist
• A current book of clients with a track record of monthly grant figures averaging R2 million or more.
• Ability to provide evidence of approved grants and consistent performance.
• Exceptional sales and relationship-building skills.
• Knowledge of home loan products, the real estate market, and banking processes.
• Self-motivated, results-driven, and eager to grow your portfolio and income.
• Great communication skills
• Excellent telephone etiquette
• Able to work in a team
• Be able to work under pressure in a fast-paced environment
• Great time-management skills
• Well presented as you will deal with clients
• Experience with DealMaker system

Duties and responsibilities include, but not limited to:

• Consult with Investors daily whether one-on-one or telephonically, for the purpose of obtaining financial information to do affordability assessment or to process bond applications.
• Thoroughly complete application forms, capture and submit applications to specified financial institutions through DealMaker system
• Daily follow up with banks on all submitted applications.
• Provide regular feedback to clients.
• Motivate decline applications, do rate appeals with banks to ensure that best possible outcome is received. High conversion ratio will be expected.
• Ensure that sale agreements are signed correctly within the specified time
• Ensure that applications granted are taken to “done deals” (balance purchase price paid if needed) within the specified time.
• Assist with the updating of spreadsheets
• Assist clients in navigating the home loan process, from application to approval.
• Build and maintain strong relationships with banks, financial institutions, and real estate professionals.
• Leverage your existing client book to secure new opportunities and grow your bond origination portfolio.
• Provide expert advice on property finance solutions tailored to individual client needs.
• Negotiate favourable terms and ensure seamless loan approvals for clients.
• Stay up-to-date with property finance trends and lending regulations.
• Ad-hoc bonds and administration duties as requested from time to time.